Uber has changed the way we travel. With a simple tap on your smartphone, you can get a ride almost anywhere, making transportation more convenient than ever. However, with convenience comes risks. Accidents can happen, and passengers could end up injured.

In this article, what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.

Common Uber Injuries

Passengers in an Uber may suffer a variety of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:

Cervical Strain: Whiplash often results from rear-end crashes, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Spine Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.

Cuts and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

A Different Driver: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

How to File a Legal Action for Uber Injuries

When serious injuries occur, filing a uber wrongful death lawsuit lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.